By Albert TAY

We often try to learn from the rich what is their success secret. There are many reports on how they work hard and also what is their characteristic and attitudes. However, there are not much report on what are their buying habits and do they differ from the rest of the population.

Before we proceed further, we needed to get some definition straighten.

“Income” - the money that is going into your bank account
“Expense” - the money that is going out from your bank account.
“Liability” - an item that take money out from your bank account.
“Asset” - an item that put money into your bank account.

So, if we all have agreed on the term above, then, we shall proceed on with our findings. However, in order to understand the rich better, we needed to see what the other 2 classes of populations were buying on their pay day.

Firstly, for the poor, they would usually buy a lot of stuffs on their pay day. Stuffs such as photo frames, new shoes, toys…etc were bought out of impulse. These items were actually pretty useless and do not really add much value to the poor. These stuffs did not generate income but expenses. According to our definition above, these stuffs is group under “Expenses”. So before month-end, the bank account for the poor would be pretty dried up as most of the incomes turned into expenses and got out of the poor pocket. Therefore, the poor would remain poor!

Next for the middle-class, they were mostly professionals or business owners. They usually earned about 5-figures income and lived in big houses and drove big cars. Their 5-digit income would usually used to pay the bill of their liabilities, such as house and cars! In normal accounting term, asset were item that we owned; however, if we considered the definitions above, more than likely, most houses and cars owned by these class of population did not bring in income. Instead, these liabilities took money out of their owner’s pocket as these items were usually under mortgage of bank installment. So, huge percentage of their income would have been channeled to pay the long-term liabilities. Thus, these liabilities would turn to be expense and before month-end, the middle-class would be broke. This class of people was usually, nowadays, termed as “Poor-Rich-man”. They seemed to be rich, but actually, did not own anything or have much saving! I am not surprised that most of them have negative net-worth! If this class of population did not change or break their “bad” habit and mindset, they would be downgraded to poor in no time!

Now, lets look at the rich. They would usually invest on assets, which in term helped them to bring in more income so that they could re-invest their earning again. Their assets included house that they could rent out to collect rental, business that made positive cash flow, educations for valuable knowledge…etc. Although the rich did buy some useless stuffs, but the percentage of these expenses vs incomes were much way too intangible!

Since we have discussed and understood the differences, it would be easy to identify which class we are in now. Thus, we can take action to change: we need to be like the rich and invest on assets! The good news is, in this era of time, investment on assets is not as high as we used to think of in the last decade.

Some affordable assets are:
1. Stock and Bond - own company at a fraction of price
2. Options - own stock and bond at a fraction of price
3. REIT - own building at a fraction of price
4. Publish a book electronically - cut away the physical publishing and distribution cost
5. Insurance - build residual income
6. MLM - own a franchise at a fraction of price and ability to build residual income
7. Internet Marketing

I looked into all the above and found that Internet Marketing is the best bet with minimum risk:
1. It opened 24 x 7
2. It required lowest investment
3. It reached out to the whole world
4. It could be fully automated
5. It did not really need any products
6. It could be easily duplicated
7. It had unlimited income earning
8. It could become residual income
9. It could be past down to generation
10. It had the lowest risk

So, to buy like a rich do, for a start, I would suggest the poor and middle-class should focus on building several Internet businesses. This new business model will be able to effectively help the poor and middle-class gain extra income and build on their passive income. Passive income will put money into their pocket automatically. This is the best and cheapest investment the poor and middle-class should buy during their pay day!

About The Author

The Subliminal Team at (www.TheSubliminalBrain.com) - find out why you MUST not buy Stephen Pierce’s OptiMINDzation Mental Improvement Audio CDs BEFORE visiting us where you can earn Passive Income from it.
(“My Success Roadmap after quitting my 10 years MNC job - ” title=”http://www.thisisjusta.com\”” target=”_blank”>www.thisisjusta.com”)

By Tom Ambrozewicz

There are no secrets on how to rank high with the major search engines because effective search engine optimizations are now immense. What is search engine optimization? Before we discuss that thing, you have to understand first how search engines work and a bit of know-how.

Search engines are into providing their users with the most relevant and up-to-date information to match the search term that was used. They are sophisticated pieces of technology which allow users to quickly find relevant websites by searching for a word or a phrase. Search engine results are useless to users if the information doesn’t relate to the search term, or if the results are old. People expect the most up-to-date and fresh information that is useful to them.

Updating your website everyday and adding some materials will help you get noticed by the search engines. So, if you are going to sell any type of product or service online, you have to optimize your website for the search engines, in order to boost traffic and sales. It is because over 90% of your business will likely come directly from search engine results. And for that reason, it is absolutely important to optimize your site for search engines for you to have the greatest deals in the entire world.

Search engine optimization (SEO) is the process by which webmasters or online business owners utilize strategic copy to augment their website’s status. It is certain that the internet has grown so fast over the years and the competition for the best search engine position has created an enormous market. Therefore, better understanding the fundamental elements of Search Engine Optimization is vital for an online business success.

Making use of effective search engine optimization techniques will improve the page rank of your website. There are many tricks that can be used to increase page rank; the most effective method is to provide high quality content consistently. This seems like a simple concept but there are many websites that fails to provide content that visitors find interesting. Sites which provide content that are interesting, well-written and regularly updated create highly engaged visitors who are more likely to return to the website in the coming days. So, if you can set your website apart from those boring, lifeless sites then do it. You’ll surely have a step closer to achieving high page rank through search engine optimization.

The next significant factor for an effective search engine optimization is to include keywords and phrases within your content. To make sure that you are properly targeting your market, you have to make sure that the keywords and phrases you have on your site are the keywords and phrase that your site is actually optimized for. The more keywords you use in your content, the more likely it is that online visitors will find your site when they do some research with those words. If you are unfailing with these techniques, then your overall search engine optimization will increase, boosting your page rank.

You should also have to develop a linking strategy as a part of your search engine optimization. Not only does this provide free advertising for your site, but it makes the impression that your site is imperative because of its affiliated links. For each link that you have pointing back to you, that is another chance for your potential customer to find you. The more inbound links that you have pointing to your site, the higher you will be ranked in the search engines.

Another is to develop a content stratagem. People who get to search from the internet are looking for information. The more information you provide for them and the more helpful it is, the more likely you will make the sale. Writing articles is the most effective way to build up content for your site. When writing articles to post on your site, make sure that you develop a clear means of arranging their content. You can do this by simply adding a new page to your site. This will allow room for extra articles to be added as you write them, and will allow you to build up an archive of articles which will maintain to draw online visitors. Make sure also that you have included your archived articles in a directory that is next to the root web of your site so that the search engines will catalog your online articles.

Always keep in mind that search engine optimization methods are important in developing your site’s status. With that thing in mind, make sure that you write high-quality, keyword rich content and link your site to and from a deliberate family of other sites. These things will help improve your site’s popularity and coerce increased business through your online business.

About The Author

Tom Ambrozewicz is CEO/President of www.AffiliateMarketingScript.com and developer of unique “Cascade-Funnel” approach for affiliate market products. His website promotes free “Affiliate Money Machine” book with insider tips to get you off the ground with affiliate marketing